This phase tests your ability to reach a profit target while managing risk within the defined loss limits.

• Achieve a 10% profit target

• Complete a minimum of 4 trading days (0.5% realized profit)

• Respect the Maximum Loss Limit and Daily Loss Limit

• No time limit — trade at your own pace

A confirmation phase to prove your consistency at a reduced target.

• Achieve a 5% profit target

• Complete a minimum of 4 trading days (0.5% realized profit)

• Respect the Maximum Loss Limit and Daily Loss Limit

• No time limit — trade at your own pace

Once you pass pass both phases, you will need to complete KYC and Sign Contract and then you will be offered a Funded Account with simulated capital allocation.

• No profit target — trade freely

• No payout caps — withdraw without limits

• Complete a minimum of 4 trading days (0.5% realized profit)

• 80/20 profit split in your favor, scaling to 90/10

• 100% fee refund on your first payout

• Scaling up to $2,000,000 per trader

The Maximum Loss Limit is the total amount you are not allowed to lose on your account overall. It is calculated from your initial account balance and is static — the threshold never moves, regardless of how much profit you accumulate.

Violating this rule is a Hard Breach and will lead to account closure.

• Maximum Loss Limit: 10% of the initial account balance

Example — $25,000 account

Your equity or balance cannot hit $22,500 at any point. This floor stays at $22,500 for the life of the account — even if you grow to $40,000, the breach level remains $22,500.

Example — $100,000 account

Your equity or balance cannot hit $90,000 at any point. If your account grows to $130,000, you are still breached the moment equity or balance touches $90,000.

IMPORTANT

Both balance and equity (realized balance + floating P/L) are measured against this floor. A floating drawdown on an open position can breach your account just as quickly as a closed loss — you do not need to close the trade for the breach to trigger.

The Daily Loss Limit is the maximum amount you can lose in a single trading day. It is set at a fixed 5% of your starting balance and is calculated using your balance at the start of the day. It resets daily at 5:00 PM EST.

Violating this rule is a Hard Breach and will lead to account closure.

Example: Start-of-day balance $100,000

Your equity cannot drop to $95,000 or below at any point during the day. A combined drawdown (closed losses + floating P/L) of $5,000 will breach the account.

Example: Start-of-day balance $108,000 (after previous gains)

Your equity cannot drop to $103,000 or below during the day. Because the limit is recalculated from your start-of-day balance, profits from previous days raise the floor.

IMPORTANT

The Daily Loss Limit is measured against equity, not just closed P/L. Floating losses on open positions count in real time. If your equity touches the 5% floor for even a moment, the account is breached.

The Daily Loss Limit resets every day at 5:00 PM EST.

Funded Accounts enforce a maximum risk cap per symbol, applied to your currently open positions on that instrument. This means the combined realized and floating loss across all open positions on the same symbol at any given moment must not exceed 2.5% of the initial account balance.

Because Funded Accounts are also capped at 2 positions per symbol per direction (4 total per symbol), this rule applies to whatever combination of open trades you hold on that instrument.

This rule does not apply during Phase 1 or Phase 2.

Violating this rule is a Hard Breach and will result in account closure.

Example 1: $25,000 Funded Account, single open trade

You open one XAUUSD position. The maximum floating loss allowed on that trade is $625. A floating or realized loss of $625 or more on that position will breach the account.

Example 2: $100,000 Funded Account, two open positions, same direction You hold two long EURUSD positions open simultaneously. Position 1 is floating at -$1,400 and position 2 is floating at -$1,200. Combined floating loss on EURUSD is $2,600, this exceeds the 2.5% cap ($2,500) and will breach the account.

Example 3: $100,000 Funded Account, hedged positions on the same symbol

You hold one long and one short XAUUSD position open at the same time. If the long side is floating -$1,800 and the short side is floating -$800, the combined floating exposure on XAUUSD is $2,600, this exceeds the $2,500 cap and will breach the account. Hedging does not offset the per-symbol risk calculation.
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IMPORTANT: The 2.5% cap applies to your total open exposure on a symbol at any moment, not cumulative losses over the day. Once a position is fully closed, its realized loss no longer counts toward the per-symbol cap. However, it still counts toward the Maximum Loss Limit and Daily Loss Limit.
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IMPORTANT: anti-circumvention: Systematically closing positions just before they would breach the 2.5% threshold and reopening new positions in the same direction to "reset" the cap is considered circumvention of the risk rule. If our risk team identifies this pattern, Fortunes Funding reserves the right to escalate to a Hard Breach and void associated profits. The rule exists to enforce disciplined risk management — not to be gamed through rapid close-and-reopen cycles.

The following strategies are strictly not allowed on Funded Accounts. Using any of them is a Hard Breach and will result in account closure, with profits potentially voided:

• Martingale: doubling or increasing position size after losses

• Grid / box strategies: automated laddered entries in both directions

• High-Frequency Trading (HFT): ultra-short holding times with high trade counts

• Tick-scalping: exploiting pricing lag on individual ticks

• Latency arbitrage: exploiting feed delays between brokers or liquidity providers

IMPORTANT

EAs and algorithmic strategies are permitted on Funded Accounts provided they are non-toxic. If you are unsure whether your EA qualifies, contact support before deploying it. Copy trading is only allowed across accounts owned by the same user.

A trading account will be breached if it remains inactive for 30 consecutive days. To keep the account active, you must open and close at least one trade within this period. If no trades are completed during the 30-day window, the account will be breached.

The Renaissance permits news trading during the Evaluation phases. On the Funded Account, news trading requires an add-on.
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During Phase 1 and Phase 2

News trading is allowed with no restrictions. You are free to open, hold, and close trades during high-impact news events.
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During the Funded Account (Standard)

News trading is not allowed by default. Profits from trades opened or closed within a 5-minute window before or after a high-impact news event will not count toward your balance.
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During the Funded Account (with News Add-on)

If you selected the News Add-on at checkout, you may trade news events freely with no profit restrictions.

We use Forex Factory as our official news source, accessible directly through your dashboard.

High-impact news events are highlighted in red.

IMPORTANT

Purposely and repeatedly trading news without the News Add-on on a Funded Account may escalate from a Soft Breach (profit removal) to a Hard Breach (account closure). Fortunes Funding reserves the right to make this determination at its discretion.

Weekend holding is permitted on all account types — Phase 1, Phase 2, and Funded Accounts. You may hold positions open through Friday close into Monday open without penalty.

IMPORTANT

Weekend holding is subject to higher overnight swap costs and exposure to weekend gaps. We recommend reducing position size before the weekend when volatility is expected.

To maintain balanced exposure, Funded Accounts enforce a position cap per instrument:

• Maximum of 2 positions per symbol per direction at any time

Example: EURUSD

You may hold up to 2 long positions and 2 short positions simultaneously, for a maximum of 4 open positions on that pair.
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This rule does not apply during Phase 1 or Phase 2.

Copy trading is permitted with restrictions:

• Evaluation phases: Copy trading is allowed only between accounts owned by the same

user.

• Funded Account: Copy trading is allowed only across your own Fortunes Funding accounts. Copying from external signal providers or other traders' accounts is prohibited.

Violating this rule may result in profit removal or account closure depending on severity

Fortunes Funding operates on a bi-weekly reward cycle by default, with faster payout speeds available via add-on.

Selected at checkout, this add-on accelerates your reward cycle to every 7 calendar days after your first executed trade.

Selected at checkout, this add-on allows you to request rewards on demand after the minimum qualifying period.

• Standard Funded Account: 80% to the trader, 20% to Fortunes Funding

• After qualifying for scaling: 90% to the trader, 10% to Fortunes Funding

Your Renaissance challenge fee is 100% refunded on your first payout — no minimum payout size required to qualify.

IMPORTANT

Two mechanics activate after your first payout:

1. MLL Lock: Your Maximum Loss Level floor locks at your starting balance. The 10% static drawdown is replaced by a hard floor at your initial balance.

2. Minimum Balance Rule: Your account balance must remain above your starting balance at all times post-payout. Dropping at or below starting balance is a Hard Breach.

Scaling Eligibility

You qualify for a scale-up once all three of the following conditions are met:

• 10% total gain on the Funded Account since activation

• 4 months minimum on the Funded Account

• 4 or more completed payouts

Scaling Reward

Each time you qualify, your account is scaled as follows:

• +25% balance increase per scale-up

• Profit split upgraded to 90/10 (from 80/20)

• Scaling cap: up to $2,000,000 total allocation

Example: $100,000 Funded Account

After meeting the three conditions, your account is scaled to $125,000 and your profit split moves to 90/10. On the next scale-up qualification, it scales to $156,250, and so on, until you reach the $2,000,000 cap.